Mercury GSE offers a wide variety of short-term and long-term leasing options.
Fixed Rate Term Loans: Primarily structured as a Note & Security Agreement with a fixed interest rate fixed and locked at the inception of transaction.
Variable Rate Term Loans: This financial instrument is structured as a Note & Security Agreement, with a variable interest rate component.
Operating Leases: This structure qualifies as an Operating Lease under Generally Accepted Accounting Principles (GAAP) SFAS13 guidelines. Accounting benefits include keeping liability and asset off-balance sheet. This provides enhanced financial reporting by improving a company’s financial ratios. In some cases, this structure allows a company to remain within its bank covenants. The Operating Lease serves as a “hedge against obsolescence” and is frequently used for high technology asset acquisitions.